Fergusons Insurance Brokers

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39B Davey St Frankston, Victoria
Phone: (613) 9783-3200

To the team at Fergusons Insurance Brokers,

We have dealt with a range of staff at Fergusons for over 30 years and have found them to have a thorough knowledge of the industry and a strong culture of professionalism.

Over the years we have referred many clients to Fergusons and the feedback has always been positive.

Thanks everyone,

- Neil Anson
  Anson Accounting and Business Group

   Emergency After Hours

   0409 411 235

Personal Life Insurance and Income Protection

Do you have the right cover in place to protect your family?

Your family are the most important people in your life. They rely on you in many ways, but imagine if something happened to you and you weren’t able to support them anymore? This is why Personal Insurance is essential.

How much do I need?

This depends on your personal circumstances, but as a guide you should have enough insurance in place to cover your family’s major expenses now and in the future, so that they can live the life you had planned for them.

What cover do I need?

Life Insurance:  Provides an agreed lump sum to your nominated beneficiary.

Total and Permanent Disability (TPD) Insurance: Provides an agreed lump sum to you and your family if you suffer a total and permanent disablement. This amount can help with medical expenses, renovations to house if needed and provide an ongoing income.

Trauma/Critical Illness Insurance: Provides an agreed lump sum to you in the event that you suffer a specified medical condition or injury. (i.e. Cancer & Heart attacks)

Income Protection Insurance: Replaces up to 75% of your taxable income if you are unable to work due to illness or injury. Premiums are tax deductible.

* Life, TPD and Income Protection premiums can be funded by your Superannuation fund, giving you a 15% discount and freeing up cashflow.