Fergusons Insurance Brokers

39B Davey St Frankston, Victoria
Phone: (613) 9783-3200

We have worked with Fergusons Insurance Brokers for over 25 years.

Our account manager is fantastic to deal with. He is highly knowledgeable, very quick to answer our questions and will always help with anything we need, including making our claims a very simple process.

We have always found Fergusons to provide services above and beyond our expectations and always work with the best interests of our company.

We have and would recommend Fergusons Insurance Brokers to all fellow businesses and individuals.

- Katrina Weber | Office Manager
  Sutton Transport Victoria P/L

   Emergency After Hours

   0409 411 235

Industrial Special Risks

Industrial Special Risks is designed to protect the physical assets of your business which includes buildings, stock in trade, plant, machinery and all other property plus any loss of income from an insured event.

Industrial Special Risks policies are normally designed for companies and organisations with physical asset values of at least $5,000,000.

Being an “All Risks” insurance it automatically includes all the extraneous risk such as fire, storm, tempest, rainwater, water damage, accidental damage, burglary, money, glass and the like.

Total asset values of buildings, stock in trade, plant and machinery are declared and then various sub limits are agreed.

Sub limits apply to:

  • Removal of Debris
  • Burglary
  • Money
  • Accidental Damage
  • Additional Extra Cost or Reinstatement
  • Works of Art
  • Flood
  • And many more

Business Interruption is also included in this policy and a full description of this insurance can be found elsewhere on this website.

Premiums can be reduced by electing to bear a higher excess (the minimum Industrial Special Risks excess is generally at least $1,000).