Fergusons Insurance Brokers

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39B Davey St Frankston, Victoria
Phone: (613) 9783-3200

In a day and age where many people think that "service" is a dirty word, it is wonderful to have somebody at Fergusons who looks after their clients so splendidly and extends such a meaningful and appreciated help re our claims.

Cherie and I just want you to know that we think that you are absolutely outstanding in everything you do, and especially in your customer services.

Whenever any of our friends complain that "customer service ain't what it used to be", we invariably quote the way you look after us as an example that contradicts their claim.

Thank you so much for all your help.

- Walter and Cherie Glaser

   Emergency After Hours

   0409 411 235

Boats, Pleasure Craft

Boat Insurance

Comprehensive boat insurance is designed to cover the hull, motor, trailer, equipment and accessories as well as your third party liability for property damage or personal injury to third parties.

There are numerous insurance options available to boat owners and cover can be modified to suit each boat owner’s needs. They include: 

  • Agreed Value option
    (a current valuation is generally required – Insurers normally do not charge extras for this benefit)
  • Lay-up cover can be selected for months boat is not in use.  Insurers will normally allow a 5% discount for each month of lay up cover selected but cover is then restricted to nominated location for those months.
  • Cover included for fishing gear, water ski equipment, diving equipment and personal effects
    up to $10,000 in total (included within the total sum insured)
  • Water skier’s liability extension is an additional option that all boat owners should consider if they are intending to tow a skier, wakeboard, donut or similar floatation device. This additional option is designed to protect the insured for any personal injury or property damage that skier is responsible for when being towed by the boat.
  • Any boat racing risks (whether amateur or professional) are not covered by a standard boat insurance policy however insurers will normally extend to cover this risk on payment of an extra premium.

Cover under boat insurance policies are generally Australian wide plus up to 250 kilometers off the Australian and Tasmanian coasts.

Sums Insured is generally market value up to your nonimated value.  Market Value means the sale value of the Boat immediately prior to the claimed loss or damage taking into account the condition and location of the Boat.