IMPORTANT
PRIVACY NOTICE AND CONSENT
This statement tells you how Fergusons Financial Services
collects, uses and discloses personal information and what we expect of
you. "Personal
It is important you read, understand and agree to the following.
What we do
We collect personal information to be able to provide our various services. These include:- insurance broking, claims management, risk management consulting, other forms of insurance services (including underwriting and reinsurance), Life Insurance Products, employee benefits, superannuation, and investment advisory services. Other purposes include:- helping to develop and identify products and services that may interest clients, conducting market or customer satisfaction research, developing, establishing and administering alliances and other arrangements with other organisations in relation to the promotion, administration and use of our respective products and services.
For more information on our services please contact us.
We disclose personal information to third parties who we believe are necessary to assist us in providing our services. In arranging and managing a person's insurance needs we will usually provide information to insurers, reinsurers, other insurance intermediaries, insurance reference bureaus, our advisers such as loss adjusters, lawyers and accountants, and others involved in the claims handling process. We also provide it to purchasers of our business and related companies.
If the required personal information is not provided, we or any involved third parties may not be able to provide appropriate services.
We limit the use and disclosure of any personal information provided by us to such third parties to the specific purpose for which we supplied it (except with our or the individuals consent).
We take reasonable steps to ensure that whenever we collect, use or disclose personal information, it is accurate, complete, and up-to-date.
What we expect of you
When you provide us with personal information about other
individuals, we rely on you to have them aware that you will or may provide
their information to us, the purpose we use it for, the types of third parties
we disclose it to and how they can access it (as described in this document).
If it is sensitive information we rely on you to have obtained their consent to
the above. If you have not done either of these things, you must tell us
before you provide the relevant information.
If we give you personal information, you and your representatives must only use it for the purposes we agreed to. Where relevant, you must meet the requirements of the National Privacy Principles set out in the Privacy Act 1988, when collecting, using, disclosing and handling personal information on our behalf.
You must also ensure that your agents, employees and contractors meet the above requirements.
Contacting us or opting out
If we send you any information about services or products, or you do not want us to disclose your personal information to any other organisation (including related bodies corporate) you can opt out by contacting our Privacy Officer.
If you would like a copy of our Privacy Policy or would like to seek access to your personal information, please contact our Privacy Officer. Should our Privacy Officer not hear from you within the next thirty (30) days we will presume your acceptance of this statement and our Privacy Policy.